Finances

Insights from Elder Ashton's "One for the Money"
1. Pay an honest tithe.

• Blessing come. Automatic budgeting- already take out 10%. More inclined to be responsible with money. Strengthens a marriage. 

2. Teach the children the importance of working and earning.

• I think this is important. As a child, nothing came free. In order to earn any amount of money, my parents taught us to work; taught us that money doesn't come easy. You feel better when you work for something than just getting it. 

3. Learn how to manage money.

• I felt like I started learning this as a young teenager at school. When I got to high school, I had to take a personal finance class. It taught me the importance of finance and the importance of a check book. In Elder Ashton's talk, he suggests that the husband and wife rely on each other. Learn money management together. 

4. Home

• "Buy the type of home your income will support." Keeping improving your home, make it beautiful. 

5. Involve yourself in the food-storage program

• When money is tight, food storage is a super hero. We've been counseled from the brethren to start a food storage program. We don't know where our life is going to go, but being prepared will lessen the stresses. "Accumulate basic supplies in a systematic and orderly way." 

 

How does your family counsel?

In my family, our family counsel usually takes place on Monday night after FHE. We talk about the little issues, to the big issues. My dad usually leads the counsel and asks for our opinions and thoughts. It's kind of difficult these days, because there is only two siblings at home, so when I get home, there is more discussion. 

I think it's important to have family counsel because, I think, it allows open discussion and communication. Everyone is heard and is allowed their allotted time to give their thoughts. 

We see a certain pattern in the church, with the head of the church, right down to our very own families. The most important counsel is in the family. In the family, is where learning starts. Parents teach the gospel and apply the gospel principles to life. We learn in the family. I think it's important to start and end with prayer. Then bring up the issues that need to be discussed. When everyone has come to a consensus, restate the issue and the proposed solution. 

It's important to involve the family in the decisions of the home. Everyone needs to be a where. I think when one member gets left out, it isn't good. Allowing everyone to know and decide brings the family closer together. I will bring the family counsel into my home. It's important.

Stress.

We talked this week about family stress and crises. When we talk about crises, there is two things that are brought by it. The first one is danger. The second one is opportunity. We can either choose to grow from the opportunities or face the problems. Thinking about crises, the population thinks about the bad; about death, a job loss, and sickness. But there are other crises, such as having a baby, getting a new job, a house, etc. 

With stress and crises, comes coping. We can either choose to be effective or ineffective about it. Effective coping is put into five parts: take responsibility, affirm your own and your family's worth, balance self-concern with other concern, learn the art of re-framing, and use available resources. We can build up our effective coping, by the every day things, that involves the family. Birthdays, vacations, and other types of family celebrations are a good way to store up happiness and effectiveness. When it comes to ineffective coping, it is split into three parts: denial, avoidance, and scapegoating. Denying the problem or casting it off, isn't going to solve anything. Even though it might be difficult to being the problem to the surface, it will ease the burden or pain. There are those times where avoiding the problem in general is good for a time, but it doesn't make it go away. Using the effective resources and building your emotional bank account, will help ease the stress and make it more bearable.

Sex Education in Schools.

This week I learned a lot. We talked about sex, affairs, and sex education in schools. We read an article from NBC New York. This article is about sex education in schools. After I read it, I was floored. Here is just a paragraph or two from the article. "Middle school students will be assigned "risk cards" that rate the safety of different activities, the paper says, from French kissing to oral sex.

The workbooks for older students direct them to a website run by Columbia University, which explores topics such as sexual positions, porn stars, and bestiality. The lessons explain risky sexual behavior and suggest students go to stores to jot condom brands and prices."

Recalling from my high school days, this is a whole lot racier than what I learned in my high school sex education class. It just, once again, confirms that our world isn't doing very good. It's sad that these pre-teens and teenagers have to be educated in all of this. 

Many parents have commented on the issue and are concerned. There is a comment section at the bottom of the page and there has been many statements that children should be moved to private schools or to be home schooled. Also, that parents aren't taken the responsibility of teaching their children; that they are leaving it up to the state to educate.

President Kimball said, "...I raise my voice to say to you: “You are in a hazardous area and period. Tighten your belts, hold on, and you can survive the turbulence.”